There are two types of disability policies:
• Short-term disability has a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years.
• Long-term disability has a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.
There are many options to consider when choosing a disability plan so it’s important discover all of the facts with one of our knowledgeable professionals.