Workers compensation is designed to help companies pay benefits to employees injured on the job. This type of coverage protects employers from a lawsuit that could result from a workplace accident. It covers:
• Medical care expenses for injury on the job, whether the employee is hurt on the workplace premises or off, or in an auto accident while on the job – no matter who is at fault; or work related illnesses.
• Compensation for lost income
• Death benefits to surviving spouses and dependents
Workers compensation insurance must be bought as a separate policy so call one of our knowledgeable agents to be sure you are covered. We will be happy to review any existing policy as well at no obligation to make sure you are getting the best rate.